DEBT RECOVERY TECHNIQUES IN THE BANKING SECTORS
ISSUES, PROBLEMS AND PROSPECTS
(A CASE STUDY OF UNION BANK NIG PLC)
some banks in the system are distressed, it is in the best interest of the non
distressed one that an effective resolution of the distressed it carried out .
This is because, the distress in one bank which leads to a loss of confidence
in the effected bank can also affected confidence in the entire banking system,
the corporation requires enormous amount of money which it does not have at the
moment given the age and size of the insurance find.
customers expect their bankers to provide them with loan and advances to make
up the short fall in their required find the ability of the bank to maintain
profitability depends largely on the extent to which the credit policy and debt
recovery techniques is maintained.
control department is the center of banks and as such , they are charged with
responsibility of making proper use of the share holders finds of the public at
large . The union bank of Nigeria PLC has been chosen for this work.. The study
is carried out to examine the debt recovery techniques employed by union bank
of Nigeria PLC towards the effective running of the bank as lending attitude
and preferring solution as deemed appropriate. The case study method was
adopted in carrying out the work and debt were collected from secondary and
primary source. Secondary sources information include the use of existing
literary coupled with use of some journals and other unpublished manuals were
seen to be useful for this work.
Chapter one highlights one the statement
of the researches problem, definition of some important terms used for the study,
scope, limitation and hypothesis.
Chapter two dealt with relate iterative.
It focuses on conceptual and theorelocal bed rock upon which bank recovery
techniques is built
Chapter three and four dealt on data
collection which includes questionnaire analysis, personal interview, analysis
as well as testing hypothesis based on response to the questionnaire
Chapter five is the findings,
conclusion and recommendation of the researcher.
TABLE OF CONTENTS
Table of content
Table of content
Statement of the problem
Purpose of the study
Significant of the study
Statement of Hypotheses
Scope of the study
Limitation of the study
Definition of terms.
Causes of loan delinquency
REVIEW OF RELATED LITERATURE
2.1 Sources of data, primary data, secondary
2.2 Population sample size
2.2.1 Description of population
2.2.2 Sample size
2.3 Instrument of data collection Description
2.4 Data collection methods
2.5 Method of data presentation and analysis
2.6 Method of testing Hypothesis Reference.
3.1 Data presentation and Analysis
3.2 Research Questionnaire Analysis
finding , conclusion and Recommendation